General Terms:
1. By entering the Hackathon Challenge (the “Competition”), you hereby warrant that all information submitted by you is true, current and complete. The International Telecommunication Union (the “Organizer”) as well as RiseUp (the “Facilitator”) reserves the right to verify the eligibility of all participants.

2. The Competition aims at showcasing innovative ICT applications to bridge the financial inclusion gap. The Competition will take place on 21 and 22 January 2019 at the venue of the FIGI Symposium (Royal Maxim Palace Kempinski Cairo), and is expected to run overnight. Participants will have one-and-a-half days to complete their projects.

3. The Competition is open to existing start-up teams of 3 to 5 people based in the ITU Arab States Region (Member Countries can be found under https://www.itu.int/en/ITUD/RegionalPresence/ArabStates/Pages/MemberCountriesinArabStates.aspx), each of whom shall be at least 18 years of age on the date of registration for the Competition pursuant to Section 6 of the present Terms and Conditions.


4. By entering the Competition, you accept the present Terms and Conditions.

5. No purchase of payment of any kind is required to enter or win this Competition.

6. Teams wishing to register for the Competition must complete the online registration form at https://riseupco.typeform.com/to/xNl3L4, indicating the personal details of each team member separately and submitting the team’s proposal on how the team is planning to meet the requirements for the topic of the Competition: “Enabling Financial Inclusion with Open and Common APIs for Merchant Payments”. All entries must be submitted in
English. All information provided to register for the Competition must be true and accurate. You are responsible for keeping such information up-to-date.

7. The most promising submissions to the Competition will be shortlisted, based on their contribution to the topic of the Competition. 12 to 15 teams will be shortlisted by 11 January 2019.

8. Participants, which are employed by or related with any of the judges or mentors in the Competition are not eligible to participate in the Competition.

9. No equipment or technical/communication infrastructure necessary to participate, create and submit an entry to the Competition will be provided.

10. You shall be responsible for defraying all travel and accommodation expenses as well as all other costs and expenses arising from or relating to the Competition. Moreover, you shall be responsible for meeting all necessary visa requirements in order to take part in the Competition.

11. You hereby acknowledge that participation in the Competition is free of charge, but does not entail any right to compensation of any kind or to reimbursement of any expenses incurred.

12. All submissions, regardless of categories, must not: a. violate the intellectual property rights of third parties; b. be illegal under applicable national laws and international law; c. depict or incite hatred, defame, abuse, harass, stalk, threaten a specific person or social group, incite violence or conflict or otherwise violate the legal rights of third parties (including those of privacy and publicity) and d. violate the terms of use of any social
media service, website, mobile application or any other platform used in connection with your submission.


13. All participants will retain the intellectual property rights on the contents of their submissions. However, by entering the Competition, each participant grants the Organizer a limited, non-exclusive, global, two-year royalty-free right and license to use, reproduce, communicate, demonstrate, make available for public display and distribute the content of his/her submission for the Organizer’s promotional, informational and educational or awareness purposes, via printed or digital or online media, including the Organizer’s website. The participant hereby represents that he/she has the legal right to grant such license to the Organizer.

14. By participating in the Competition, you agree to be photographed and videotaped by the Organizer or its contractors without receiving compensation of any kind. You agree that the images and footage may be broadcast, displayed, reproduced, edited, exhibited, used and distributed by the Organizer over the Internet and/or any other communication medium now existing or hereafter created, for promotional and/or any other purpose as the Organizer determines in its sole and absolute discretion and at no cost for the Organizer or remuneration for you. This authorization explicitly includes the use of your
name, likeness, and/or voice. You may opt out of being photographed and/or videotaped by informing a member of staff of the Facilitator upon check-in at the Competition that you do not consent to be photographed or videotaped, or by approaching the photographers or videographers directly.

15. By entering the Competition, participants agree to release and hold harmless the Organizer and the Facilitator from and against any and all claims, expenses, and liability, including but not limited to negligence and damages of any kind to persons and property, infringement of trademark, copyright or other intellectual property rights arising out of or relating to their participation in the Competition and the contents of their submissions.

16. Neither the Organizer nor the Facilitator are responsible for lost, late, corrupted, mutilated or misdirected submissions, or submissions not received in time for judging.

17. The selection of the winning teams of the Competition will be made by a
panel of 5 judges, who are professionals with experience in this field and are
determined by the Organizer, taking into account the relevant recommendations of the Facilitator and the collaboration partners of the FIGI event: the World Bank Group and the Committee on Payments and Market Infrastructures.


18. Mentors will be on-site to provide any necessary technical assistance as required.


19. The three winning teams will be announced shortly after all teams have presented their prototypes. They will subsequently present their prototypes to the full audience at the FIGI Symposium.

20. The Organizer and the Facilitator reserve the right, in their sole discretion, to disqualify any team or individual participant in violation or suspected violation of the present Terms and Conditions or who demonstrate unethical or unlawful behavior during the Competition (including, but not limited to: (i) offensive verbal comments related to gender, gender identity and expression, age, sexual orientation, disability, physical appearance, body size, race, ethnicity, nationality, religion vis-à-vis other participants or any staff member at the Competition; (ii) inappropriate physical contact, and unwelcome sexual attention and (iii) compromise or attempt to compromise the integrity or the
legitimate operation of this Competition, including, without limitation, by cheating, hacking, creating a malicious bot or other automated program, or by committing fraud in
any way).

21. No substitution or transfer of a prize by the winning teams is permitted.

22. Participants in the competition are not allowed to use the ITU logo or other branding elements on material that was produced by them.

23. The Organizer shall have the right, in its sole discretion, to abbreviate,
modify, suspend, cancel or terminate the Competition without any future
obligation, by notifying the participants via an announcement at www.itu.int/en/ITUT/extcoop/figisymposium/2019/Pages/hackathon.aspx.

24. The Organizer reserves the right to make all final decisions. Nothing herein shall be considered to be a limitation or a waiver of the privileges and immunities of the ITU, which are specifically reserved.